Mixed Finance

Housing Trust Fund (HTF)

A deep-subsidy source aimed at the lowest incomes, with its own rules layered onto the deal.

What it is

In plain terms

  • The national Housing Trust Fund, a HUD formula grant distributed to states and administered by the state Housing Finance Agency
  • Targeted to extremely low-income households, with its own income and rent limits
  • A 30-year affordability period, monitored by the state agency
  • Usually layered into a larger deal alongside the credits and other sources

Governing regulation: 24 CFR Part 93.

How we help

Where we add value

  • Meeting HTF income targeting, rent limits, and occupancy requirements
  • Aligning HTF rules with the other sources in the stack so nothing conflicts
  • Compliance monitoring readiness and reporting to the state agency
  • File and tenant documentation that satisfies an HTF review

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Email Kari LaLonde
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